Fire claims are among the most complex — and most undervalued — insurance claims. We make sure yours isn't.
What this covers
Structural damage from flame, heat, and firefighting efforts. Smoke and soot contamination that reaches far beyond the visible burn area. Damage to contents, personal property, HVAC systems, and electronics. Loss of use and additional living expenses during rebuild.
Why a public adjuster
Fire damage is rarely limited to what you can see. Smoke and soot infiltrate HVAC systems, wall cavities, insulation, and belongings. A public adjuster documents the full scope of loss so you're not living with hidden damage long after the settlement check clears.
Common Pitfalls
These are the patterns we see most often when a claim stalls, gets underpaid, or is denied outright. We document and push back on each one.
Insurers underestimating smoke damage scope
Disputes over the scope of rebuild vs. repair
Denials of contents claims
Lowballing additional living expense (ALE) coverage
Pressure to accept early settlement before full damage is documented
Advocate on your side
The difference between an underpaid claim and a fair one is often pages of detail the insurer never asked for. We bring it — every time.
Start Here
Do these first, in order. They protect your claim and give us the most to work with when you call.
Ensure your family is safe and stay out of the property until cleared by authorities.
Contact your insurance company to open the claim.
Do not throw anything away, even items that appear destroyed.
Document everything with photos and video.
Call us before accepting any offer from your insurer.
Then
Call us before accepting any offer.
Free Claim Review
Request a free claim review. No upfront cost. No obligation. You'll hear from us within one business day.
No upfront cost. You only pay if we recover your claim.
